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§ 26.04 · TRADE ACCOUNTS / SME · B2B

Buy now.
Pay on your terms.

A GoFindPart trade account lets your whole team source the industrial parts they need — and settle on 30, 60 or 90-day invoice terms. Real credit, real spend controls, one consolidated statement.

30 · 60 · 90-day terms Credit up to £100k Trade-credit partner

Credit, limits and terms are subject to status and approval by a third-party trade-credit provider. Figures shown are representative.

GFP / TRADE-ACCOUNT REV.26.04
§ ROLE Requester
Raises part requests
§ ROLE Approver
Approves within limit
§ ADMIN · ORGANISATION Trade Account
Verified business · credit line · approval rules
EXAMPLE LIMIT £25,000 · 60-DAY TERMS
ONE MONTHLY STATEMENT TRADE-CREDIT PARTNER
§ WHY A TRADE ACCOUNT

Procurement, not petty cash.

Standard accounts pay by card, per order. A trade account turns GoFindPart into a managed purchasing channel for your business — built for teams that buy parts every week.

§ 01

Pay on terms

Order today, pay in 30, 60 or 90 days. Keep cash in the business while the line keeps running.

§ 02

Order as a team

Add requesters and approvers under one account. Everyone orders; nobody shares a card.

§ 03

Control spend

Per-approver spending limits and approval chains. Every order is logged with a signed audit trail.

§ 04

One statement

Consolidated monthly statement, VAT-ready, auto-collected on the due date. No reconciling card receipts.

§ ROLES / 01–03

Three roles.
One account.

A trade account is an organisation, not a single login. The admin sets it up and decides who can spend what. Approvers sign off orders; requesters raise them.

§ ADMIN

Account Admin

The business owner or manager who sets up the trade account and owns the relationship.

  • Verifies the business and applies for credit terms
  • Sets the credit limit and 30/60/90-day terms
  • Creates approvers and sets their spending limits
  • Invites and manages team members and their access
  • Sees every order, invoice and balance in one place
For business owners & managers
§ APPROVER

Approver

A trusted team member who reviews and signs off purchases from their assigned requesters.

  • Approves or declines orders within a set spending limit
  • Manages a team of assigned requesters
  • Reviews quotes before any money is committed
  • Can delegate approvals while away
  • Every decision is timestamped to the audit trail
For supervisors & budget holders
§ REQUESTER

Requester

An engineer or buyer on the floor who needs parts. Joins in minutes with a connection code.

  • Joins the account using their approver's connection code
  • Raises part requests for the work in front of them
  • Compares competing quotes on price and lead time
  • Sends the chosen quote to their approver to sign off
  • Quick setup — minimal details needed
For engineers & team members

From apply
to approved.

Setting up a trade account takes one application and a quick verification. Once your credit is approved, you invite the team and start ordering on terms — usually live within a couple of working days.

COMPANY NO. 08842197 VAT GB 284 ···· TRADING NAME NORTHGATE ENG. APPLY
01APPLY

Tell us about the business

Company details, trading name and who's the admin. Two minutes to start.

~2 minto apply
COMPANIES HOUSE ✓ MATCHED VAT REGISTRY ✓ VALID CREDIT CHECK ✓ SOFT CREDIT UNDERWRITING…
02VERIFY

We check the essentials

Companies House, VAT and a soft credit check. No hard footprint to apply.

Softcredit check
APPROVED LIMIT £25,000 TERMS 60d 30 60 90
03APPROVE

Get your credit line

A decision on your limit (£1k–£100k) and payment terms, subject to approval. Trade references speed it up.

£1k–100kcredit limit
ADM APPR APPR £5k LIMIT £2k LIMIT
04INVITE

Build the team

Create approvers, set each one a spending limit, and share connection codes with requesters.

Per-userspend limits
REQUEST RAISED APPROVED · PO-4471 PAID ON 60-DAY TERMS → ADDED TO MONTHLY INVOICE
05ORDER

Order on terms

The team raises requests, approvers sign off, and each purchase order lands on one invoice.

POpaid on terms
§ APPROVAL FLOW · PO-4471 · ILLUSTRATIVE

Raised, approved,
on the invoice.

One purchase order, end to end. The requester never touches a card; the approver signs off within their limit; finance sees it on the monthly statement.

09:02
+11m
+24m
+38m
+41m
EOM
09:02RAISE
Request raised REQUESTER
09:26QUOTES
Best quote chosen REQUESTER
09:40SIGN-OFF
Approved · within limit APPROVER
09:43PO ISSUED
PO-4471 on terms GFP
MONTH ENDINVOICE
One statement · DD GFP
§ TIME TO PO41 min
§ APPROVAL1 step
§ CASH OUT NOW£0
§ DUE+60d
§ CREDIT / TERMS

Real credit,
provided by GoFindPart.

GoFindPart provides your trade account directly — you contract with us, and your limit, orders and statements all stay with GoFindPart. A third-party trade-credit provider underwrites your limit and funds the terms behind the scenes. Once approved, you order against your limit on every job without reapplying.

  • 01
    Pick your terms
    30, 60 or 90 days from invoice date — repaid from your nominated business bank account on the due date.
  • 02
    Request a limit
    Anywhere from £1,000 to £100,000, sized to your business and subject to approval.
  • 03
    Add trade references
    A bank reference and two trade references are optional, but speed up approval.
  • 04
    Soft search to apply
    Applying runs a soft credit search — a soft footprint on your business credit file, with no impact on your score.
DOC · REG-007 / CREDIT TERMS REV 04
§ Payment terms
30
Days
60
Days
90
Days
§ Requested credit limit
£25,000
£1,000£100,000
Provided by GoFindPart
Your account, limit and statements stay with GoFindPart. A third-party trade-credit provider underwrites the limit behind the scenes.
Representative example. Final limit and terms subject to approval.
Northgate Eng.
Statement · Example · Acc TR-2048
60-DAY
Balance outstanding £14,820
Credit available £10,180
PO-4471SKF 6205-2RS1 bearings ×12£168.85
PO-4468Hydraulic seal kit · Line 2£412.00
PO-4455Drive belt A-section ×6£96.40
PO-4440Contactor 40A 3-pole£212.30
Due on terms · Auto-collected £14,820
§ INVOICING / BALANCE

One statement.
Zero chasing.

Every approved purchase order rolls up into a single monthly statement. Track your balance and remaining credit live in the trade portal — and settle on the due date from your nominated business bank account.

Live balance See spend, balance and remaining credit at a glance.
VAT-ready invoices Download consolidated statements for your accounts team.
Auto-collect Repayments taken from your nominated business bank account on the due date.
Purchase orders Every order carries a PO number, linked to the approver who signed it.
§ STANDARD / TRADE

Card account, vs. trade account.

Both buy the same parts from the same network. The difference is how your business pays, who can order, and how it's controlled.

Pay-as-you-go

Card account

For SMEs

Trade account

How you pay
Card, upfrontEvery order paid by card at checkout, before the part ships.
On termsPay 30, 60 or 90 days after invoice, once approved. Card still available as a fallback.
Cash flow
Out nowCash leaves the business the moment you order.
Up to 90 daysKeep working capital in the business while parts arrive.
Who can order
One loginA single account, usually a shared card. No structure.
Whole teamUnlimited requesters and approvers under one organisation.
Spend control
NoneNo limits, no sign-off — whoever has the card can buy.
Limits + approvalPer-approver spending limits and an approval step on every order.
Invoicing
Per receiptA separate card receipt for every order to reconcile.
One per monthConsolidated, VAT-ready statement, auto-collected on the due date.
Getting started
InstantAdd a card and order straight away.
~48 hBusiness verification and a credit decision, usually within two working days.
§ TRUST / COMPLIANCE

Credit you can trust your books to.

Trade accounts run on third-party trade-credit infrastructure with verification and a signed audit trail on every approval. Your finance team gets clean, exportable records — not a drawer of receipts.

§ SEC.01
Trade-credit partner

Your limit is underwritten by a third-party trade-credit provider; your account stays with GoFindPart.

§ SEC.02
Business verified

Companies House and VAT checks before any credit goes live.

§ SEC.03
Signed audit trail

Every request, approval and PO timestamped and exportable.

§ SEC.04
Stripe-secured

Card fallback runs through Stripe's PCI-compliant checkout.

§ FAQ / 01–08

Before you apply.

It's a verified business account that lets your whole team order parts and pay by invoice on 30, 60 or 90-day terms — instead of paying by card upfront. It adds a credit line, spending limits, an approval step and one consolidated monthly statement on top of the standard GoFindPart experience. Credit, limits and terms are subject to status and approval.
GoFindPart provides the trade account directly — we're the merchant you contract with, and your account, credit limit and statements all stay with us. Behind the scenes, a third-party trade-credit provider underwrites your limit and funds your payment terms, and may collect repayment on our behalf. That's how you get real trade credit without GoFindPart tying up working capital. During setup you'll agree to the Trade Account Terms (which include a disclosed-assignment clause) and consent to a credit check.
Applying only runs a soft credit search, which leaves a soft footprint on your business credit file and does not affect your score. Providing a bank reference and two trade references is optional but speeds up the decision.
You can request a limit between £1,000 and £100,000, with payment terms of 30, 60 or 90 days from the invoice date. Your approved limit and terms are set when the third-party trade-credit provider underwrites your business, and are subject to approval of your credit profile. Repayments are collected from your nominated business bank account on the due date.
The admin sets up the account, owns the credit relationship and manages the team. Approvers sign off orders from their assigned requesters within a spending limit you set. Requesters raise part requests and pick quotes, then send them to their approver. Requesters join in minutes using their approver's connection code.
The application itself takes a couple of minutes. Business verification and the credit decision are usually complete within about two working days. Once approved, you can invite approvers and requesters and start ordering on terms immediately.
No. The parts and the platform work exactly the same. The price you pay already includes GoFindPart's 13% margin — there's no extra platform fee for trade accounts, and sellers still receive 100% of their quoted price. A trade account simply changes how you pay (invoice terms instead of card), who can order (your team), and how it's controlled (limits, approvals and one invoice).
Yes. Card payment via Stripe stays available as a fallback on a trade account — handy for one-off orders or before your credit line is approved. Most trade buyers route everyday purchasing through their approved PO terms.
§ BEGIN

Put your parts
on account.

Apply in minutes. Soft check only. Most businesses are live and ordering on terms within two working days, subject to approval.

30 · 60 · 90-day terms Credit up to £100k Soft check to apply Trade-credit partner